Effective Date: 08 September, 2026

Your privacy is important to me. This Privacy Policy explains how information may be collected, used and protected when you visit this website, contact me or choose to work with me.

Information I May Collect

When you use this website or contact me, I may collect information that you voluntarily provide, such as:

• Your name
• Email address
• Phone number
• Information submitted through contact or booking forms
• Information you provide when requesting information about financial services or LLQP mentorship
• Any other information you choose to provide

The website may also collect limited technical information automatically, such as browser type, device information, IP address, pages visited and general website activity through cookies or website analytics tools where enabled.

How Your Information May Be Used

Information collected through this website may be used to:

• Respond to your questions or inquiries
• Schedule appointments or consultations
• Provide information you requested
• Communicate with you about services
• Understand how the website is being used
• Improve website content and user experience
• Meet legal, regulatory or compliance obligations where applicable

Submitting an inquiry through this website does not automatically create a client-advisor relationship.

Client & Insurance Information

If you choose to proceed with an insurance or related financial product, additional personal, financial and other information may be required.

This may include information needed to:

• Understand your financial needs and goals
• Complete a needs analysis
• Determine product suitability
• Prepare recommendations
• Complete insurance or investment applications
• Process and administer your policy or account
• Provide ongoing client service
• Meet insurer, regulatory and legal requirements

Where necessary, information may be shared with Experior Financial Group Inc., applicable insurance companies, financial institutions and authorized third-party service providers involved in processing or administering your application or policy.

Additional privacy notices, authorizations and consent forms may be provided during the formal client process.

LLQP Mentorship Information

If you contact me regarding LLQP mentorship, I may collect information necessary to communicate with you and understand your mentorship interests or professional-development needs.

Information provided for mentorship purposes is separate from information collected for insurance or financial-product applications.

Participation in LLQP mentorship does not require you to purchase any insurance or financial product from me.

Cookies & Website Analytics

This website may use cookies or similar technologies to support website functionality and understand general website activity.

You can usually control or disable cookies through your browser settings. Disabling certain cookies may affect some website features.

Third-Party Services

This website may use third-party services for functions such as website hosting, appointment scheduling, forms, email communication or analytics.

Information you provide through these services may also be subject to the privacy policies and practices of those providers.

Marketing Communications

If you choose to receive promotional or educational communications, you may unsubscribe or withdraw your consent at any time using the unsubscribe option provided or by contacting me directly.

Transactional or service-related communications may still be sent when necessary to provide a service you have requested.

Protecting Your Information

Reasonable steps are taken to protect personal information from unauthorized access, use or disclosure.

However, no method of electronic transmission or storage can be guaranteed to be completely secure.

Please avoid sending highly sensitive personal, medical, financial or identification information through ordinary website contact forms unless specifically requested through an appropriate secure process.

Access & Corrections

You may contact me if you would like to request access to personal information I hold about you or request that inaccurate information be corrected, subject to applicable legal and regulatory requirements.

Information Retention

Personal information may be retained for as long as reasonably necessary for the purpose for which it was collected and as required by applicable legal, regulatory, insurer or recordkeeping obligations.

External Links

This website may contain links to third-party websites.

I am not responsible for the privacy practices, security, accuracy or content of external websites. You should review the privacy policies of those websites before providing personal information.

Changes to This Privacy Policy

This Privacy Policy may be updated from time to time to reflect changes in the website, services, business practices or applicable requirements.

The most recent version will be posted on this website with the updated effective date.

Contact

If you have questions about this Privacy Policy or how your information is handled, please contact:

Navdeep Virk

Email: navkaurvirk05@gmail.com